Numisma
Client testimonials
Client Experiences

What Participants Say

Honest accounts from individuals who have worked through Numisma's programmes. No embellishment, no promotional language — just what the experience was actually like.

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400+

Participants Since 2018

4.9

Average Rating

94%

Programme Completion

7+

Years Operating

Reviews

From the Participants

JT

Jeremy Tan

Marketing Manager · Singapore

I came in without much of a financial structure at all — just a vague idea that I should be doing more. The Emergency Fund session cut through the noise and gave me something concrete to work with. Within six weeks I had my target amount set and a plan underway. What I appreciated most was that nobody pushed me toward a product or service. It was genuinely educational.

March 2025

NR

Nadia Rahman

Operations Executive · Singapore

The systematic investment programme really helped me understand why I had been so hesitant to start investing. Rajan explained the psychology behind it very well — not just the mechanics. I set up my regular savings plan in the third session and it has been running without drama since. The template they provided has been genuinely useful for tracking.

February 2025

WY

Wong Yi-Lin

Teacher · Singapore

I enrolled in the Complete Financial Architecture programme with my husband after we realised our finances were disconnected — we each had our own savings and investments but nothing coordinated. Sarah guided us through every dimension at a manageable pace. The written plan we received at the end was thorough and, importantly, written in language we could actually understand.

January 2025

DM

Deepak Menon

Software Engineer · Singapore

Coming from a tech background, I had a reasonable idea of how to research things but not how to apply them to my own situation. The Systematic Investment Planning programme gave me a framework rather than a single answer. Li-Wei was patient with my questions and never made me feel like I was moving too slowly. I found the CPF and SRS section particularly useful.

March 2025

AL

Angela Lim

Accounts Executive · Singapore

I appreciated the honest tone throughout. There was no attempt to impress or overwhelm me — just a calm, step-by-step approach to figuring out what I needed. The emergency fund calculator they provided is something I still use. My one note would be that scheduling the second session took a bit longer than I expected, but it was resolved without fuss.

February 2025

PK

Priyanka Krishnaswamy

HR Specialist · Singapore

I was a bit nervous going into the Complete Financial Architecture programme — my finances felt messy and I was not sure I wanted someone to see the full picture. But the environment was completely non-judgmental. By the end, I had a clearer understanding of my financial situation than I have ever had, and a plan that actually reflects my values and priorities.

January 2025

Case Studies

Journeys in Detail

MH

Marcus Ho, 31 — UX Designer

Emergency Fund Strategy Session

Challenge

Marcus had been freelancing for two years but had never built a dedicated emergency fund. His income was irregular and he was unsure how much to set aside, where to keep it, and whether existing savings counted toward the target.

Solution

Through the Emergency Fund session, Marcus calculated a target based on his average monthly obligations and freelance income variability. He identified two appropriate accounts for splitting his fund and set up an automated monthly transfer toward the target.

Outcome

Within 4 months, Marcus reached his emergency fund target. He describes the main benefit as reduced anxiety — the clarity of having a defined, funded safety net changed how he approached his work and spending.

GL

Grace & Leonard Loh, 38/40 — Healthcare & Finance

Complete Financial Architecture

Challenge

A couple approaching their forties with two children, a mortgage, and separate financial approaches that had never been unified. Both had some investments but no coordinated strategy covering retirement, estate considerations, or their children's education horizon.

Solution

Over sixteen weeks, Sarah worked through each dimension — cash flow, insurance gaps, investment alignment, CPF top-up strategies, and estate planning basics. The final deliverable unified their separate structures into a single coherent plan with clear responsibilities for each partner.

Outcome

The couple report that having the plan in writing, in language they could both read and discuss, was transformative. Their semi-annual review sessions have helped them adapt to a property purchase and Leonard's career transition without losing the overall structure.

Ready to Begin Your Own Journey?

Address

5 Shenton Way, #33-01
UIC Building, Singapore 068808

Hours

Mon–Fri: 9:00 am – 6:00 pm
Sat: 10:00 am – 1:00 pm

Professional Recognition

  • SFA Education Partner

    Singapore FinTech Association aligned programme

  • Business Times Feature

    Cited in 2024 personal finance education feature

  • Corporate Programmes

    Employee financial literacy with 6 Singapore companies

  • PDPA Compliant

    Full compliance with Singapore data protection standards

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